Foreclosure Defense Strategy QWR Qualified Written Request

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(This is not legal advice, for informational purposes only). If your home is in foreclosure, the worst thing that you can do is “do nothing or wait” until the last minute to respond. In a foreclosure situation, you must act fast and the sooner you act the better chances you will have to resolve your foreclosure situation. However, most homeowners facing foreclosure, still don’t challenge their mortgage lender.     The reason most homeowners don’t challenge foreclosure is that they lack knowledge and don’t understand that they have also “do have rights in a foreclosure matter.” Lenders and their lawyers are well aware of the rights homeowners have in foreclosureRead More →

Best Mortgage Calculator For Home Loan Mortgage Cancellation Secrets main

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Searching to find the best mortgage calculator for home loans? There are a variety of mortgage calculators for varies lending solutions. Which calculator that will work best for you, will also depend on what type of mortgage loan you are seekings. Best Mortgage Calculator Here are our picks for the best mortgage calculator to use for specific lending situations. Zillow for First Time Buyer – Use Zillow’s home loan calculator to estimate your mortgage payment, with taxes and insurance. All you need to do is enter the price of the home, your down payment, and details about the home loan to calculate your mortgage payment breakdown, schedule,Read More →

Get Approved For FHA Loan In 90 Days Mortgage Cancellation Secrets

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“Want to get approved for FHA loan in 90 days?”  First off, the best way to get a mortgage with little money down is qualifying for an FHA insured loan from the Federal Housing Administration (FHA). Especially, if you are a first time home buyer hoping to score a low downpayment to purchase a home. This type of mortgage loan allows the borrower to qualify with a credit score as low as 580. Generally, the down payment for FHA is only 3.5% even with a 580 credit score. There is a security safety requirement for obtaining this type of mortgage loan, all FHA loans require the borrowerRead More →

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Not legal advice, for informational purposes only. TILA rescission is effective by optional law, the moment it is sent to the lender. So, what does all this really mean for mortgage loan contracts? Once a letter to rescind and cancel a mortgage loan contract is sent, an event has occurred that can’t be easily undone. So to undo the event requires a Judgment against the event that occurred. TILA Rescission Usually, the mortgage lender will just send a letter to the homeowner, stating that the TILA rescission is rejected as untimely and denied. However, the Supreme Court of the United States ruled that TILA rescission is a nonjudicial remedyRead More →

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Are you facing foreclosure from Mr. Cooper Home Loans formerly Nationstar Mortgage? Today, Mr. Cooper or Nationstar Mortgage LLC is a nationwide non-bank mortgage lender headquartered in Coppell, Texas. The company is a wholly owned subsidiary of Nationstar Mortgage Holdings Inc. With nearly 3 million customers, Nationstar Mortgage Holdings is a major participant in the mortgage servicing and origination markets. The company and its subsidiaries earn fees through servicing, origination, and other real estate-based services. According to 2014 data, Nationstar was the ninth-largest HMDA reporter by total mortgage originations, the sixth largest by applications received, and the 13th largest by money lent. From 2010 to 2014, Nationstar’sRead More →

Ralph Nader Mortgage Cancellation Secrets

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By now all consumers have been made aware that the Consumer Financial Protection Bureau (CFPB) powers were reduced and essentially taken away. This is really bad and not good for the little guy, but there is still hope for those who want to challenge their mortgage lenders. According to an article written by Ralph Nader on commondreams.org, The Consumer Financial Protection Bureau (CFPB) restored consumers’ constitutional right to challenge fraud, cheating, deception, and swindles perpetrated by banks and other financial institutions before an impartial judge or jury. Ralph Nader Makes Open Call Nader cites in his open letter to President Donald Trump:  “Unscrupulous banks, payday lenders,Read More →

Tiny Little $79 Forms Mortgage Cancellation Secrets Forms main

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These tiny little $79 forms hold the dirty big secrets of Wall Street, that could cancel your entire mortgage loan! How is this NOT a Scam and not too good to be true? First off, the secrets exposed inside the forms is ALL public knowledge, it just that most homeowners don’t know how to access the information or how to use it. Tiny Little $79 Forms Right now you can order the Wall Street Cancellation Secrets Forms for only $79 for a limited time. In seconds you can gain access to insider knowledge that mortgage lenders have been trying to keep secret for years. It all startedRead More →

Shell Property Fraud 2 Mortgage Cancellation Secrets 42

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Did the Obama administration let Wall Street businesses get away with fraud?  Was your property put into a shell trust? Shell Property Fraud “FRAUD VITIATES EVERYTHING” (FVE) is the legal principle that, once it has been shown shown that one party has lied or committed a deliberate misrepresentation, their whole case is thereby compromised and no longer defensible in a court of law. JPMorgan moved to forgive the mortgages of tens of thousands of homeowners; the feds, in turn, credited these canceled loans against the penalties due under the 2012 and 2013 settlements. But here’s the rub: In many instances, JPMorgan was forgiving loans onRead More →

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Consumer Financial Protection Bureau (CFPB) is a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly. CFPB Highlights Approximately $1.15 million in consumer remediation and $1.75 million in civil monetary penalties resulting from public enforcement actions that grew out of or were bolstered by CFPB examinations. Mortgage Origination and Servicing: The report details the results of supervision following the CFPB’s first round of mortgage examinations for compliance with the Bureau’s “Know Before You Owe” mortgage disclosure rule. The publication states that “for the most part, supervised entities, both banks and nonbanks, were able to effectively implement and comply withRead More →

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By now the entire world likely knows that mega celebrity superstars Beyoncé and mogul hubby Shawn Carter “Jay-Z” have a remaining $53 Million Dollar Mortgage!  This is no insider secret celebrity information, real estate transactions involving mortgages are always available by way of public record information.  The larger than life couple are now copycats to what many American families do, they took out an mortgage loan and didn’t pay all cash to purchase their first Los Angeles home in the summer of 2017… How Beyoncé and Jay-Z Could Use TILA The Truth in Lending Act (TILA) of 1968 is United States federal law designed to promoteRead More →