Georgia Foreclosure Help Mortgage Cancellation Secrets

If you live in Georgia and have a mortgage foreclosure, the best place to understand where to get legal help for a loan modification (especially if denied) is the Office of Attorney General Chris Carr! Find out what programs or assistance your state offers. In the state of Georgia, there are several options available to homeowners in a foreclosure situation: Here are some tips from the Office of Attorney General “Chris Carr” taken from their website. Contact your lender or servicer and make arrangements to cure the default.  Usually, this means making a cash payment to bring the loan current. Contact your lender or servicer and makeRead More →

Mortgage Cancellation Secrets Forms Get

(The following is not legal advice or intended to be used as legal advice.)  RESPA can be a powerful New York Foreclosure defense. The problem is “how to avoid being labeled a deadbeat” among New York residents who just seriously don’t want to pay their mortgage notes. It seems some bad apples are causing others to suffer. Ask any ethical homeowner, if their “mortgage lender restructured payments that made the monthly loan payments much more affordable or maybe also included reducing the principal balance, would they jump on accepting such an amazing offer?” Likely, the answer to that question would be “heck, YES!” and theirRead More →

Cash out refinance options offer the perfect solution to stop foreclosure by using the equity existing in the property. Often times foreclosure rescue scams trick homeowners by stealing equity in the property, in exchange for offering to stop foreclosure. Sadly, most homeowners are unaware that they can work out a better solution to use their cash out refinance options, that wouldn’t involve giving a large portion of equity away in the home to a third party offering to help. Plus lots of these foreclosure rescue scams end up not stopping foreclosure, the property and equity are gone forever. The homeowner is left with no property and no equityRead More →

Where To Get New York Foreclosure Help Fast

Do you need help with avoiding foreclosure living in the city of New York?  The good news is that New York has programs and government assistance to help you avoid foreclosure. You need to act fast if you are having trouble making monthly mortgage payments or have fallen behind on your mortgage loan payments. A misconception is that many homeowners think that if they are in default getting assistance to avoid foreclosure is not possible. However, the biggest thing that holds most homeowners back is their failure to act in enough time when trying to avoid foreclosure. There is a lot of shame and embarrassmentRead More →

Loan Modification Warning Scheme Signs To Watch

Many times when homeowners are experiencing financial troubles, it’s easy to fall victim to loan modification schemes. However, there are loan modification warning signs to watch out for so that you don’t become a victim. Make sure that you fully educate yourself on what a loan modification is exactly and how getting approved for one can help to resolve your financial problems. Why apply for a loan modification?    /p> If you can’t afford to make your mortgage payments, applying for a loan modification is a good way to permanently restructure your mortgage loan to be a more affordable payment. The purpose of a loanRead More →

Foreclosure Defense Strategy QWR Qualified Written Request

(This is not legal advice, for informational purposes only). If your home is in foreclosure, the worst thing that you can do is “do nothing or wait” until the last minute to respond. In a foreclosure situation, you must act fast and the sooner you act the better chances you will have to resolve your foreclosure situation. However, most homeowners facing foreclosure, still don’t challenge their mortgage lender.     The reason most homeowners don’t challenge foreclosure is that they lack knowledge and don’t understand that they have also “do have rights in a foreclosure matter.” Lenders and their lawyers are well aware of the rights homeowners have in foreclosureRead More →

Bank of America Mortgage MCS 2

Do you bank with Bank of America? You could qualify for a mortgage loan and here is what you will need. Bank of America Mortgage   To qualify for a mortgage with Bank of America this is what you will need: For starters, you must have a FICO credit score of at least 620, a maximum debt-to-income ratio of 43 percent and a down payment of at least 5 percent to qualify for a conventional mortgage with Bank of America. Other loan products have different requirements: FHA loans: Minimum 640 FICO credit score, a minimum 3.5 percent down payment, maximum 55 percent debt-to-income ratio VA loans: MinimumRead More →

Best Mortgage Calculator For Home Loan Mortgage Cancellation Secrets main

Searching to find the best mortgage calculator for home loans? There are a variety of mortgage calculators for varies lending solutions. Which calculator that will work best for you, will also depend on what type of mortgage loan you are seekings. Best Mortgage Calculator Here are our picks for the best mortgage calculator to use for specific lending situations. Zillow for First Time Buyer – Use Zillow’s home loan calculator to estimate your mortgage payment, with taxes and insurance. All you need to do is enter the price of the home, your down payment, and details about the home loan to calculate your mortgage payment breakdown, schedule,Read More →

Get Approved For FHA Loan In 90 Days Mortgage Cancellation Secrets

“Want to get approved for FHA loan in 90 days?”  First off, the best way to get a mortgage with little money down is qualifying for an FHA insured loan from the Federal Housing Administration (FHA). Especially, if you are a first time home buyer hoping to score a low downpayment to purchase a home. This type of mortgage loan allows the borrower to qualify with a credit score as low as 580. Generally, the down payment for FHA is only 3.5% even with a 580 credit score. There is a security safety requirement for obtaining this type of mortgage loan, all FHA loans require the borrowerRead More →

Not legal advice, for informational purposes only. TILA rescission is effective by optional law, the moment it is sent to the lender. So, what does all this really mean for mortgage loan contracts? Once a letter to rescind and cancel a mortgage loan contract is sent, an event has occurred that can’t be easily undone. So to undo the event requires an Judgment against the event that occurred. TILA Rescission Usually, the mortgage lender will just send a letter to the homeowner, stating that the TILA rescission is rejected as untimely and denied. However, the Supreme Court of the Untied States ruled that TILA rescission is a nonjudicial remedyRead More →