Not legal advice, for informational purposes only. TILA rescission is effective by optional law, the moment it is sent to the lender. So, what does all this really mean for mortgage loan contracts? Once a letter to rescind and cancel a mortgage loan contract is sent, an event has occurred that can’t be easily undone. So to undo the event requires an Judgment against the event that occurred. TILA Rescission Usually, the mortgage lender will just send a letter to the homeowner, stating that the TILA rescission is rejected as untimely and denied. However, the Supreme Court of the Untied States ruled that TILA rescission is a nonjudicial remedyRead More →

Are you facing a foreclosure from Mr. Cooper Home Loans formerly Nationstar Mortgage? Today, Mr. Cooper or Nationstar Mortgage LLC is a nationwide non-bank mortgage lender headquartered in Coppell, Texas. The company is a wholly owned subsidiary of Nationstar Mortgage Holdings Inc. With nearly 3 million customers, Nationstar Mortgage Holdings is a major participant in the mortgage servicing and origination markets. The company and its subsidiaries earn fees through servicing, origination, and other real estate-based services. According to 2014 data, Nationstar was the ninth-largest HMDA reporter by total mortgage originations, the sixth largest by applications received, and the 13th largest by money lent. From 2010 to 2014,Read More →

Ralph Nader Mortgage Cancellation Secrets

By now all consumers have been made aware that the Consumer Financial Protection Bureau (CFPB) powers were reduced and essentially taken away. This is really bad and not good for the little guy, but there is still hope for those who want to challenge their mortgage lenders. According to an article written by Ralph Nader on commondreams.org, The Consumer Financial Protection Bureau (CFPB) restored consumers’ constitutional right to challenge fraud, cheating, deception, and swindles perpetrated by banks and other financial institutions before an impartial judge or jury. Ralph Nader Makes Open Call Nader cites in his open letter to President Donald Trump:  “Unscrupulous banks, payday lenders,Read More →

Tiny Little $79 Forms Mortgage Cancellation Secrets Forms main

These tiny little $79 forms hold the dirty big secrets of Wall Street, that could cancel your entire mortgage loan! How is this NOT a Scam and not too good to be true? First off, the secrets exposed inside the forms is ALL public knowledge, it’s jut that most homeowners don’t know how to access the information or how-to use it. Tiny Little $79 Forms Right now you can order the Wall Street Cancellation Secrets Forms for only $79 for a limited time. In seconds you can gain access to insider knowledge that mortgage lenders have been trying to keep secret for years. It all started withRead More →

Shell Property Fraud 2 Mortgage Cancellation Secrets 42

Did the Obama administration let Wall Street businesses get away with fraud?  Was your property put into a shell trust? Shell Property Fraud “FRAUD VITIATES EVERYTHING” (FVE) is the legal principle that, once it has been shown shown that one party has lied or committed a deliberate misrepresentation, their whole case is thereby compromised and no longer defensible in a court of law. JPMorgan moved to forgive the mortgages of tens of thousands of homeowners; the feds, in turn, credited these canceled loans against the penalties due under the 2012 and 2013 settlements. But here’s the rub: In many instances, JPMorgan was forgiving loans onRead More →

Consumer Financial Protection Bureau (CFPB) is a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly. CFPB Highlights Approximately $1.15 million in consumer remediation and $1.75 million in civil monetary penalties resulting from public enforcement actions that grew out of or were bolstered by CFPB examinations. Mortgage Origination and Servicing: The report details the results of supervision following the CFPB’s first round of mortgage examinations for compliance with the Bureau’s “Know Before You Owe” mortgage disclosure rule. The publication states that “for the most part, supervised entities, both banks and nonbanks, were able to effectively implement and comply withRead More →

By now the entire world likely knows that mega celebrity superstars Beyoncé and mogul hubby Shawn Carter “Jay-Z” have a remaining $53 Million Dollar Mortgage!  This is no insider secret celebrity information, real estate transactions involving mortgages are always available by way of public record information.  The larger than life couple are now copycats to what many American families do, they took out an mortgage loan and didn’t pay all cash to purchase their first Los Angeles home in the summer of 2017… How Beyoncé and Jay-Z Could Use TILA The Truth in Lending Act (TILA) of 1968 is United States federal law designed to promoteRead More →

Would you love to learn how-to Rescind and Cancel your mortgage loan permanently??  Forcing your mortgage lender to work with you, getting the upper hand?  If you ever been denied a loan modification or upside down, owe more than your home is worth right now or even facing foreclosure…this is for you! Yes, these techniques really can work and 100% legal to use at your own risk…This is not legal advice, for informational purposes only.  How-to Rescind and Cancel Lately, I have been traveling around the country with my team and training lawyers and real estate investors on these simple techniques…It all started from aRead More →

(Not legal advice, for informational purposes only). Many homeowners facing foreclosure wonder can a “Rescind and Cancellation” notice (just a letter) stop foreclosure??? Essentially, that answer is YES, if the Rescind and Cancellation is done properly!  By operational law a Truth in Lending Act (TILA) enforces Rescind and Cancellation notice, only needing “an official written letter” requiring no lawsuit is effective once it is placed in the mail.  So, this is essentially how informing the lender and foreclosure attorney of its existence is effective and can stop a foreclosure.  Stop Foreclosure Download Mortgage Cancellation Secrets Forms Today !! Special Limited Time Offer!!  Once the rescissionRead More →

(This is not legal advice, for informational purposes only). What if you could cancel every single mortgage interest payment for the life of your loan forever? How about also being able to completely erase your mortgage loan entirely??  “Bet that really got your attention?”  Cancel Mortgage Interest Payments  Back in 2013, there were 15 mortgage servicing companies  subject to enforcement actions for deficient practices in mortgage loan servicing and foreclosure processing, who reached an agreement in principle with the Office of the Comptroller of the Currency and the Board of Governors of the Federal Reserve System to provide approximately $10 billion in cash payments and other assistanceRead More →